Financial Planning for Individuals and Families

The importance of a Great, Independent, Fiduciary Financial Advisor

People today face very different challenges than in the past. Leading busy lives, managing activities, working, playing, and just living: the complexity is only increasing. Demands on our time seem to come from every direction. It’s difficult to step back from the daily routine and sort out the “why’s” of life – and that’s where we come in.

Today’s busy life often leads people to neglect the things that matter most. We believe you should live your life to the FULLEST – doing what brings you pleasure, joy and satisfaction – and that you should leave the rest to others. Can you create your own financial plan and strategy? For many people, the answer is “yes.” Should you? We’d argue that this is best delegated, for two main reasons.

First, it is often better to have an objective third party help you navigate through the financial world. You may be intimately familiar with your personal situation (or not!), but we’ve seen thousands of situations – allowing us to bring unique and creative solutions to you.
Second, when the world gets unsettling, having a partner guide you through the difficult times is extremely helpful. For most people, the best action to take when the markets or economy change is no action at all – but for many people, this feels like sure failure. We work with every person in your family to assess each’s ability to withstand the ups and downs in the world, markets and economy, helping you make the smartest choices along the way.

Unlike many advisors who are primarily focused on asset management, the Stages process helps bring life into perspective, allowing families to shape and improve not only the home financials, but their vision of their future and their legacy as well.

Beginning with the end in mind is where we start. A favorite saying in our office is, “if you don’t know where you’re going, any road will get you there!” By starting with the family’s values and goals FIRST, we are able to help create a path to success. We bring decades of management and leadership experience to the table: from budgets to planning to asset protection strategies, we help organize the necessary steps by your team of professionals (and sometimes introduce others to the team). The goal? You experience increased confidence that you’re moving in the right direction, at the right speed, to meet your goals.